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This newsletter is for information use only, and is not to be considered research published by Cartier Partners Financial Services Inc. This newsletter is based on information available to the public. Information presented, while obtained from sources we believe to be reliable, is not guaranteed either as to its accuracy or completeness. The information is given as of the date appearing on this report, and Cartier Partners Financial Services Inc. assumes no obligation to update the information or advise on further developments relating to these securities. The views and opinions contained in this newsletter are not necessarily the views or opinions of Cartier Partners Financial Services Inc. Neither the information nor any opinion expressed herein constitutes an offer, or an invitation to make an offer, to buy or sell any securities discussed or referred to in this newsletter, nor are they deemed to be an act in furtherance of a trade. This newsletter is intended only for distribution in those jurisdictions where Cartier Partners Financial Services Inc. is registered as an advisor or a dealer in securities. This newsletter is not intended for use by residents of the United States of America, nor is it intended as an offer or solicitation with respect to the purchase or sale of any securities. Cartier Partners Financial Services Inc. and their respective officers, directors and employees have, or may have a position or holding in, or may effect transactions in the issuers mentioned in this newsletter. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. |
20.1% 
70.8% 
